Churches Together Events Insurance

Many churches now enter into partnership with other churches locally to further their work and witness in the community. This often leads to the holding of special joint events, perhaps a Walk of Witness at Easter or a Celebration of Christmas.

Whatever the shared event may be, we recommend you arrange Public Liability insurance in the name of the Churches Together Group. This will protect the officers and volunteers acting for the group, in the event that those actions were negligent. Also, if equipment is owned or hired it would be prudent to arrange cover for this.

When arranging joint events, officers may be asked by local authorities to confirm insurance details if for instance, Churches Together are planning to use the public highway or a shopping precinct. This underlines the importance of arranging cover.

Further to recent discussions with Churches Together in England, Methodist Insurance is able to offer the following:

• An annual Public Liability policy with a limit of indemnity of £5m which will provide cover in respect of the following activities:
  
• Usual regular management meetings of Churches Together groups
  Up to six annual events with a maximum attendance of 250 people at each event, including;
  • Walk of Witness at Easter
  • Pentecost parade
  • Carol singing at Christmas
  • Village fete
  • Family picnic day

THE PREMIUM FOR THE ABOVE BASIC COVER WOULD BE £63 PER ANNUM INCLUING IPT.

Where Groups had more extensive activities such as Summer Play Schemes, Care in The Community, Breakfast Clubs etc, then additional premiums would be necessary.
Employer’s liability cover with a £10m limit of indemnity can be added for £52.50 including Insurance Premium Tax.

Products liability cover with a £5m limit of indemnity can be added for £15.75 including Insurance Premium Tax.

You may only require insurance on a short-term basis for a particular one off event.

Whatever your requirements, please contact us on 0845 60 61 331 or e-mail
churchenquiries@micmail.com for guidance.

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